NSCC Information Letter 7-03
1. Purpose. To advise all NSCC personnel/activities of the NSCC liability insurance. 2. Background. Reference (a) briefly advises of the NSCC insurance policies. Frequently NSCC NHQ gets inquires from field activities on the liability policies of the NSCC. The NSCC insurance policies are cited in enclosure (1). Among the NSCC liability insurance policies are a general, automobile and umbrella policy. The policies are to protect the NSCC organization and adult leaders against lawsuits that may be filed against them. Enclosure (2) advises of additional insured coverage. Please note that lessors of premises, which includes most NSCC supporting organizations, are "additional insured" in the NSCC insurance policy. 3 . Discussion. Insurance policies are written to protect an organization or person(s) against lawsuits and other legal actions taken against the organization or the individual(s). Each entity should have their own insurance to protect them from any legal action that may be taken against them. Many of our unit are asked by organizations where they meet of the NSCC has liability insurance. The answer is ---yes we do. Enclosure (1) contains the general categories of liability insurance, which the general public is interested in the NSCC possessing./ The limits of the various liability policies are listed herein. Should the question be broached as to the NSCC has liability insurance, information in enclosure (1) and (2) may be used. Please note that the NSCC has liability insurance and collision insurance for hired (rental or paid for) vehicles (autos, vans, buses). We also have liability insurance but not collision insurance for non-owner, non-hired vehicles used to support the NSCC. Vehicles in the last category include US Navy loaned vehicles. 4. Cancellation. This letter is a turn over item for commanding officers. It will be updated as new insurance policies are written for the NSCC.
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